Delta Dental believes that exchanges should list and price medical and dental coverage options separately so that individuals and small businesses understand what services they are buying and what the true costs are. Bundling medical and dental plans together offers purchasers no transparency as to how much their dental benefit alone will cost them. By offering and pricing dental separately, buyers can ensure that they are paying a fair price for a dental plan that meets requirements regarding dental network adequacy, medical loss ratios and fraud and abuse management.
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